Privacy Policy

This Privacy Policy describes your privacy rights regarding how and when we collect, use, store, share and protect your information across our websites, APIs, app, email notifications and tools regardless of how you use or access them.

When this policy mentions "we," "us," or "our," it refers to the controller of your information under this policy. The data controller responsible for your information is Technology Limited.

Despite this, you alone control and are responsible for any and every information provided to us through the use of our services as provided in the Terms of Service.

When using any of our services, you consent to the collection, transfer, storage, disclosure, and use of your information.

We respect the privacy of our online visitors and registered users and we will take reasonable steps to protect your information.

It is our policy to respect your privacy regarding any information we may collect while operating our website and app.

What We Do to Information Collected

Personal Information

Upon registration, we collect personal information which you voluntarily provided by lawful means. We collect and use personal information solely for fulfilling the purposes specified by us and for other ancillary purposes.

This refers to the personal information you submit when you register (e.g., email address, company name, password, bank account number, etc.) it may also include anonymous information that is linked to you, for example, your IP Address. It should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.

• To provide you with access to our service.
• To verify the information provided.
• To prevent, detect and manage any illegal and fraudulent activity.
• To improve our services to you.
• To address any inappropriate use of our services.
• To update our website layout, database and content.
• To target advertisements, newsletter and service updates
• Resolve disputes that may occur.

Additional personal information may be gotten from third party applications and other identification/verification services. For example, from your financial institution.

Once you begin to use our services, we keep all records of your transactions and we will not share or disclose your personal information with a third party without your consent.

Protecting Your Information

We will protect your personal information by using global security safeguards against loss or theft, as well as against any unauthorized access, risk of loss, disclosure, copying, misuse or modification.

Other security measures include but not limited to, firewall, data encryption and granting access only to employees in order to fulfil their job responsibilities.

We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained.

Cookies

Like many other websites, we use cookies to identify you as a user and to customize and improve our services. A cookie is a small data file that is transferred to your computer or mobile device. It enables us to remember your account log-in information, IP addresses, web traffic, number of times you visit, date and time of visits.

Some browsers may automatically accept cookies while some can be modified to decline cookies or alert you when a website wants to place a cookie on your computer. If you do choose to disable cookies, it may limit your ability to use our website.

Data Storage

We will only retain personal information on our servers for as long as an account is active. Once an account has been deactivated, your information is stored on our servers for as long as necessarily obligated by law.

Transaction Data

Transaction Data includes details about payments to and from you and other details of Services you have received from us We may collect, use, process, store and transfer your Transaction Data in order to provide our Services, comply with applicable laws and regulatory requirements, detect and prevent fraud, protect our vital interests and that of others, provide customer service, ensure quality control, maintain data and information security, research and development purposes, enhance customer experience and implement direct marketing campaigns

Further information are set out below –

a) Third party identity verification service providers – In order to detect and prevent fraudulent transactions and comply with applicable laws and regulatory requirements, we may share your personal data with third party identity verification service providers who shall verify your identity against available public records and other third-party databases.
b) Banks and other financial institution partners – In order to process payments and withdrawals and comply with applicable laws and regulatory requirements we may share your personal data with banks and financial institutions.
c) Service providers – We may share your personal data with service providers that we engage their services to execute different business functions. Examples of these service providers include – cloud storages, network infrastructure providers, marketing, data analytics etc.
d) Professional advisors – We may share your personal data with professional advisors in order to avail ourselves with technical, financial or legal consulting services or in compliance with our legal obligations.
e) Companies or other entities during corporate reorganisations – If a change in our corporate structure occurs as a result of the sale, transfer or merger of parts of our business or our assets or that of another entity by us, then the new corporate entity may use your personal data in the same way as set out in this privacy policy. You will receive prior notice of any change in applicable policies.
f) Law enforcement agents and officials – We may share your personal data where we are bound by law or any legal procedure to share same or when we believe in good faith that the disclosure of your personal information is necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate violations of our Terms of Services or any other applicable policies.

This policy may change from time to time at our sole discretion.